Tap your home equity.
Flexible credit options available

A Home Equity Agreement gives you a lump sum from your equity — with no monthly payments, no income verification, and no perfect credit required if you qualify.

Zero monthly payments — for the life of the agreement
Credit scores as low as 500 may qualify
No W-2s or income verification required
Access up to $500,000 as a lump sum

Get Started

~60 seconds No hard credit pull

$500K

Max payout

500+

Credit score accepted

60s

Free estimate

How it works

Three simple steps — no paperwork upfront

Answer a few quick questions

Tell us about your home and how much you're looking to access. No hard credit pull — takes about 60 seconds.

See your free estimate

Instantly see how much equity you may qualify to access and review full terms before committing to anything.

Receive your lump sum

Once approved, funds are deposited directly to you — with no monthly payment required, ever.

How it compares

See why homeowners are choosing HEAs over traditional options

HELOC / Refi HEA ✦

Monthly payments Required None

Min. credit score ~700+ ~500+

Income verification Required Not needed

Self-employed OK Often no Yes

Ready to see what
your equity is worth?

Free estimate · No hard credit pull · No monthly payments